vp.features.delinquency

Days past due, worst in 12 months, ever cured after 60+ (catalog/delinquency.viv).

Part of the distribution vipyr; it runs from a checkout of the repository. Planned on PyPI as pip install vipyr.

Signature

vp.features.delinquency(df=None, n=500)

Parameters

df : pandas.DataFrame, default None

The event table, rows in any order; None makes a synthetic one of n rows.

n : int, default 500

Rows of the synthetic table when df is None. Range: >= 1.

Returns

A frozen DelinquencyResult. Iterating it gives the fields below in order; it also has params, tests, log and check().

frame : pandas.DataFrame

The features, one row per input row, in the input's order and index: .

Raises

TypeError

An argument of the wrong type, or an unknown keyword.

vipyr.VivBuildError

An ImportError: no C compiler, or the program's C does not build.

Examples

import vipyr as vp
r = vp.features.delinquency()                # a synthetic table; pass df= for yours
print(r.frame.head())
assert r.check()

   dpd  worst_dpd_12m  ever_cured_60
0    0              0              0
1    1              1              0
2    0              1              0
3   24             24              0
4    0             24              0

Each example ran as written when these pages were generated, and the output shown is what it printed.

Checked against

Reference

catalog.delinquency_reference: a pandas groupby().apply() with a Python loop per row, equal bit for bit; vipyr.check_point_in_time: no feature reads a row after its own time

Source

• Viv: catalog/delinquency.viv
• Viv: catalog/catalog.py
• The defs it reaches and the calls between them: map of the code